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+1 (929) 214-1291

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Become a Lender

Capital for investment: $

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Become a Borrower

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How It Works

A Better Asset Class

  • Lend your funds and receive up to 5% monthly return
  • Start with $5,000
  • Invested funds earn interest even when not on loan
  • Interest can be paid monthly or on maturity

How We Lend

  • To give our lenders protection, our loans are secured against assets which can be sold if a borrower failed to repay the loan. If one of our loans was not repaid we would manage the process of recovery by selling the asset security to seek to recover any losses.
  • To reduce our lenders risk further we spread your funds across all the loans we have made, ensuring that all lenders get a proportionate amount of our loan book, offering the greatest possible diversification of funds to lenders at all times.
  • This process is called Auto-Matching

What Our Lenders Say

Sensible Lender Limited is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under firm registration number 651932. Sensible Lender Limited registered office is 149-151 Mortimer Street, Herne Bay, Kent, CT6 5HA (Company Number: 08050131). Sensible Lender Limited is not covered by the Financial Services Compensation Scheme.

Investment through Sensible Lender Limited involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. It is important to remember that historic loan default rates are not necessarily indicative of future default rates.